Everything you need to know about the Ma Prime Rénov’ assistance program.

MaPrimeRénov’ is an assistance program introduced at the beginning of 2021. Initiated by ANAH (National Housing Agency), its aim is to reduce the energy consumption of French households. MaPrimeRenov’ is specifically designed to assist homeowners and condominium owners who wish to enhance the comfort of their residences. It notably replaced the CITE (Energy Transition Tax Credit) and effectively contributes to combating energy inefficiency. To benefit from the advantages of this ANAH assistance for your renovation project, it's crucial to have the right information. This article will address all aspects of MaPrimeRénov’ to help you realize your renovation aspirations.

Specifics of MaPrimeRenov’

The French government increasingly encourages citizens to undertake energy-efficient renovations to lower bills. In this regard, ANAH has introduced MaPrimeRénov’ to allow all property owners to benefit from reduced-cost renovation work.

A Replacement for CITE and Habiter Mieux Agilité

MaPrimeRénov’ doesn't add to existing assistance programs in France; rather, it replaces two major aids, namely, CITE and Habiter Mieux Agilité. By merging these two aids, MaPrimeRénov’ streamlines the application process for applicants. The grant will be distributed through a single channel, the France Renov’ portal, ensuring faster disbursement of aid. Consequently, you can receive the grant within 15 days after the application is processed.

Accessible to All

Initially, MaPrimeRénov’ targeted middle-income households while retaining the principles of CITE. However, in 2021, the program was expanded. Since then, MaPrimeRénov’ is accessible to owner-occupiers, landlords, and condominium associations. Therefore, the grant becomes available to a wider range of applicants. However, different income profiles have been established to differentiate between income levels. These include blue, yellow, purple, and pink profiles.

Cumulative Grant

MaPrimeRénov’ can be combined with the CEE (Energy Saving Certificates) grant initiated by energy providers. Starting from July 2022, you can also benefit from CEE grants for energy renovation work. Additionally, it's possible to finance your renovation project up to 90% of the total cost of the work.

Eligibility Conditions for MaPrimeRenov’

Since mid-2021, MaPrimeRenov’ is accessible to owner-occupiers, landlords, and condominium associations. Consequently, these entities can carry out energy renovation work in a property occupied as the main residence. This is particularly advantageous for those who own rental apartments or houses.

Initially, the grant was reserved for properties completed at least 2 years prior. However, since the beginning of 2022, MaPrimeRenov’ considers only properties completed more than 15 years ago. However, there is an exception for certain types of assistance from ANAH. This applies to grants related to changing oil-fired boilers and removing oil tanks. For such requests, properties older than 2 years can still apply for assistance.

Furthermore, the minimum occupancy period for the property has also changed. The house or apartment must now be occupied as the main residence for 8 months, compared to 6 months previously. Also, the owner must commit to occupying the property as the main residence for a period of one year from the date of applying for the aid. For landlords, they must commit to renting out the property as the main residence for at least 5 years.

In addition to these deadlines, the period for carrying out energy renovation work has been extended to two years since 2022. Therefore, households with modest incomes have 1 year to complete the work, compared to 6 months previously.

Income Ceilings for MaPrimeRenov’

Since the beginning of 2022, all homeowners and condominium owners can benefit from MaPrimeRénov’. However, the amount of the grant will depend on the nature of the renovation work to be carried out, the location, and the owner's income. In this regard, four types of income categories have been established.

The blue category corresponds to very low income. This category is assigned to households with incomes below €15,262 for one person and €35,894 for a household of five. These figures apply to households outside of the Île-de-France region. In the Île-de-France region, very low incomes are defined as less than €21,123 for one person and €49,736 for a household of five.

The yellow category represents households with modest incomes. This includes households earning less than €19,565 for one person and €46,015 for a household of five. For the Île-de-France region, incomes must be below €25,714 for one person and €60,546 for a household of five to qualify for this category.

The purple category is designated for households with average incomes. Households with incomes below €29,148 for one person and €69,081 for a household of five fall into this category. In the Île-de-France region, incomes must be below €38,184 for one person and €90,496 for a household of five.

High-income households are represented by the pink category. Thus, households with more than €29,148 for one person and €69,081 for a household of five are included in this category. In the Île-de-France region, households in the pink category earn more than €38,184 for one person and more than €90,596 for five people.

Therefore, depending on the income category, the assistance provided by MaPrimeRénov’ will be more or less generous. For example, for households in the blue category, the grant can cover up to 90% of the renovation work costs. This percentage decreases for more affluent households. Consequently, for households in the pink category, the assistance is limited to certain works such as wall insulation.

Eligible Works for MaPrimeRénov’

Under the MaPrimeRénov’ assistance from ANAH, several works are eligible. These include all insulation works, whether for walls, floors, attics, or windows. The grant also allows for work related to heating systems and energy audits of a property. Generally, to benefit from the assistance, energy renovation work must be carried out by an RGE (Recognized Guarantor of the Environment) certified company.

However, in some cases, it is possible to carry out work without using an RGE-certified company or professional to qualify for the grant. Indeed, for the installation of certain heating equipment or thermal insulation, homeowners may be exempt from this requirement.

In addition to the grant, households that undertake works to improve their energy efficiency and exit the list of thermal sieves can receive a bonus of up to €1,500. To qualify, an audit must be carried out before the works. The same applies to particularly ambitious energy renovation projects. If the homeowner achieves an energy label of B, they can receive a BBC (Low Consumption Building) bonus of up to €1,500.

Categories for the Grant

It is important to note that the amount of MaPrimeRénov’ varies depending on the location, the standard of living, and the renovation works. Under these conditions, you can benefit from a more or less substantial grant depending on the category to which you belong.

Blue: Very Low Standard of Living

For households with very modest incomes, the amount of the grant is highest for all types of works. This is because they are the first to be targeted by ANAH's assistance programs.

Therefore, the amounts granted under MaPrimeRenov' for very modest households are more substantial. However, MaPrimeRenov' assistance does not cover air-to-air heat pumps, single-flow mechanical ventilation, and insulation of lost attic spaces.

Yellow: A modest standard of living

Regarding the yellow income category, the distribution of the prime amount is as follows :

For households with modest incomes, the grant for energy renovation works is around 70% of the total amount. Similar to the case of resources for the blue income category, the grant does not cover certain works.

Violet : Average standard of living

For households with average incomes, the resource ceilings are limited to 60% of the total amount of works. As for the value of the grant, it depends on these.

For the violet category, the works not covered include insulation of lost attics, air-to-air heat pumps, and gas boilers.

Rose : High standard of living

The rose category represents households with particularly high incomes. Also, the properties in this category have few advantages. In addition to the relatively low resources, they only receive a small portion of the thermal sieve exit bonuses.

Households categorized as "rose" typically consist of individuals with high-income activities. As a result, they only benefit from a small percentage of MaPrimeRénov' grants. However, they can still take advantage of the BBC and energy pass bonus.

The Procedure for Applying for MaPrimeRenov' Aid

Regarding the application process to benefit from the aid, it is necessary to apply through the France Renov' platform. To obtain the grant, several essential steps must be followed.

You must have a quote from an RGE-certified company. It's important not to sign anything before applying for renovation. Therefore, you need to submit a request on the France Renov' platform. You should have the unsigned quote, tax information, and contribution framework ready. Then, you must wait to find out if you are eligible and the amount of the grant. Once the request is accepted, you can sign the quote and proceed with the energy renovation work. You then need to send your invoice along with your bank details for the grant to be deposited via bank transfer.

Note that it's not possible to submit two simultaneous requests. Therefore, if you have a pending application for MaPrimeRénov' grants, you'll have to wait. Only once you've received the grant or after closing the file can you submit another request for an ANAH grant.